Median price is high while median rent is so low in these markets, zip code 95757 is even worse in term of high home price but low rent.

@Becca F is a good example of that in her big post.Your better bet is to go after a really high quality properties--maybe not Cali--but other areas like Tennessee, Carolinas, pockets of Texas, etc., if Cali is too rich for you.

Typically high interest like 10%-14%, maybe more if it is a 2nd. 

I lend as a 2nd lien holder (in Florida mainly) because the returns are huge but I am comfortable with high risk as well. 

I want to make sure my property is getting managed well and everything is taken care of such that I minimize vacancy and other tenant issues that would add additional cost and headache, but I haven't ever heard about PM fees being this high.

Deciding which software to go with depends on the type of leads you are looking for as well as data quality.

Talk to some “high end” realtors and see if they have opinions?

Note not tax advice, this is more for the high income earner...Simple Scenarios: Using TurboTaxPrimary Use: TurboTax and similar tax preparation software are best suited for relatively straightforward tax situations.

Generate a list from propstream of the kinds of properties you're looking for (high equity, certain size, location, age, etc).

If the cost is high and you're not getting sufficient ROI, it might not be worth the additional debt or investment.Tenant Considerations: Frequent repairs and maintenance requests from your tenant indicate that the property might be challenging to maintain.