One is mechanical / general so it can cover most anything.

I look at any panel systems (not the cheap fake wood versions that grandpa used to cover the plaster in the entire house back in 1972) as an upgrade, not a way to shave expense. 

I have been using a program called ExamSmart, providing me with practice exams and they seem to be covering a lot of good material.

Great, that 2 or 3 year lease might let him milk it a bit longer, and set it up so the buyer puts $50k in his pocket to boot ($200k to cover the loan + $50k for him + $10k for you = $260k cash... making up numbers).

Their mortgage insurance will cover their loss, so what do they care?

Remember the more units you acquire the more likely you are to cover your mortgage but at the same time you will also need to be able to qualify for these high ticket properties. 

My personal opinion is (I want to build long term wealth in addition to my 40 hr a week job) that building a cash flow positive tenant based investment portfolio with covered risk is the best way to build long term wealth.Thanks for your input!

@Seth Williams does agentpro24/7 only cover Arizona, California, Florida, Colorado, Nevada for the foreclosure lists?

The challenge with Hilton (and many desirable areas of Newport News), is that the price of homes is such that anyone who would pay rent that would cover the cost of a town home (as a buy and hold investment strategy) in Hilton would also be very likely to want to own and can likely do so. 

Just buying materials, or replacing just a cover plate, wouldn't restart the clock.