I will agree and disagree with your grading system.

@Shawn Floyd, I disagree with @Julie Hartman this is NOT a disability accommodation that you must approve.

Quote from @Ruchit Patel: I disagree that you're estimating too much for maintenance... especially since you're not accounting for capex separately.

An interesting take on Airbnb, for sure, but one I completely disagree with. 

Although, our friends in and around Boulder may disagree (as well as some of the ski towns). 

@Jonathan Cevallos Going to have to disagree with the rollover to another employer 401k approach.

Make sure you plan an exit of the deal, what will happen if you disagree and clear accountability.

@Darren Sager - having been a customer of NTN in the past, I would disagree with your calling them "cost effective"; they were charging $40 for reports that I now obtain elsewhere for around $25.And although you like having NTN give an overall score, I prefer to make that determination based on what I consider to be important (that's just different strokes for different folks).

Others can chime in and disagree if they wish, but chances are those that will argue will fall into one of those two categories.

Many people may disagree with me, or be upset with this advice, but I think you should reconsider wholesaling altogether.