They all made the mistake of spending instead of saving and investing, delving into credit card debt, not developing skills to get a good paying job, and so on, and now they are left with borderline poverty.

I am fairly new to BP and am just beginning to delve into all the forums.

@Craig Parsons I'll do a deeper dive into his stuff and see what I can find.

I will dig deeper into other financial channels.

what happens here, is that these pieces of garbage cant keep their lies straight and they just fall deeper and deeper in he lie hole, and the judge sees it. 

It may be something to consider for the new entity but would require a deeper dive into the details and discussions with your attorney/CPA.

If you do rehab of your own buildings or properties you know what things will cost.Being an investor and a commercial broker helps me analyze a deal for a client on a deeper level versus just a broker that has no clue about investing or what things cost.With experience you will learn.You can pretty much walk in and say 10 light switches at 78 cents if you install yourself,1.40 if you use a handyman,or 2.00 if you use a licensed professional.This is just an example and not what these items would cost.You always estimate on the high side with a contingency based on actual costs to what your knowledge of things cost.This way if you come in lower the returns are above your goals.If you come in as expected no loss.If you base buying on low estimates and go over then your returns are now diminished.You never talk yourself into a marginal deal.If you want to be respected as a wholesaler you need to know costs.If you send out a bunch of junk deals to serious buyers they will think you are a flake and cut you off.

DEFINITELY answer the phone everytime it rings and be as warm and friendly as possible when you do.I would take the 50 returns and dig deeper to track them down.

or at the very least, make that skin available to anyone who decides they want to view the forum in that layout.i am a new member, and due to the layout, the only real place I go on this forum is the main page for the list of newest threads... instead of digging down deeper and finding other sections to read or participate in.Kind of limiting having all your traffic on just 1 single page...

If a person has all of the right documents, the agency nor my self can't delve further without risk of descriminating civil rights or be guilty of profiling.