Consuming education and building out a long term plan investing in RE wanting to take action later this year. 

Furnaces break, water heaters, roofs, etc.As your question, as noted, every traditional lender will want to see stable income coming in to support the recurring mortgage/HELOC payments.  

But in some cities, that may not be the case, so do your homework to find out.Stacey Freed writes about homes, design, remodeling, and construction for online and print national trade and consumer publications, including "Better Homes & Gardens."

refi lender advised my W2 income will likely only support one more conventional loan.

I live in Texas and one of my rental properties is having the roof slide due to broken supports.

I've been told that it's a pretty time consuming process to get the rehab portion of the loan approved. 

I have been reading and consuming as much as I can.

Your IRA custodian or Solo 401k provider should offer support in getting the accounts set up and rolling over your funds.

My tenants support my small business and I support my business owners and commissioned or self employed tenants when possible.

That method is cumbersome, time-consuming and bogggles my mind.