I would check out Banco Popular or a local hard money lender. 

I currently have tenants who pay through Zelle and with money orders.

If yes, are there considerations such as* can we sell off-market and for less than market value to SDIRA* Can I self-manage in SDIRA? 

But how for newbies like me with no portfolio or track records I spent most of my money on education  now I'm between jobs so it's kind of hard for me to do both.

Investors can make money in any phase of the real estate cycle But just need to know which strategies to apply in the different phases.Cheers. 

Are there any considerations I should be aware of and account for when under contract with a property owner who has an assignment contract with a wholesaler/investor?

(Before you start reading, I think the overarching theme of this question is that the definition of a Hard Money Lender and Private Money Lender has changed throughout time.

Go after the money.

Hello,Thank you for reaching out with your financial considerations.

Quote from @Michael Smythe: @Jay Hinrichs you might find this story interesting.https://www.freep.com/story/money/business/michigan/2024/05/...Someone's gotta start the long road back!