Most of my tenants are tech workers or manufacturing.

Most of my low income tenants are hard workers that don't want a handout -- many are proud of the fact that they can and are making it in market rate housing without government assistance! 

Not talking about the workers in Waikiki who are polite to everyone (it’s their job).

They also do loans  without a PG or co-sign and it’s strictly business and asset based. 

As individual owners, we can look for those tenants who are most likely going to still be working through all of this...healthcare workers, and such.  

There are no Pit Cats, only Pet Cats.Cats don't bark all day while the tenant is at work.Cats bury their "Business" either outdoors or in a liter box.Cats don't scratch and gouge doors wanting to get out.Repair workers (and you) are not afraid of going into units with cats (unless maybe it's a lion).I think cats make good tenants (quiet and get along with others), dogs have more downsides to them.Just my 2 cents.

. - on-going communication with tenants and you,- move in and out inspections and reports,- monthly reports (may be financial),- monthly survey,- co-ordination with contractors, maintenance crew, cleaning staff,- taking pictures and videos, - using the management tool you provide, - picking up supplies, - 24 hours on-call,- ensuring paperwork/leases are complete, - issue notices, writing notices and posting,- ensuring low vacancy, ensuring high rents,- resolve issues,- collect laundry money,- be nice and approachable, etc... you get what you pay for. 

Essential Health Care Operations, Including:research and laboratory serviceshospitalswalk-in-care health facilitiesemergency veterinary and livestock serviceselder caremedical wholesale and distributionhome health care workers or aides for the elderlydoctor and emergency dentalnursing homes, or residential health care facilities or congregate care facilitiesmedical supplies and equipment manufacturers and providers2.

If you are going to have a non-occupant co-signer who helps you qualify for your 2-4 unit property, you may not be able to take advantage of that 3.5% down, but instead, be required to put down a whopping 25%.

Instead of the typical 30 day, we extended the contract a bit to allow them time to finish up.Reason #2: I ran into a HUGE hurdle with financing because I had a non-occupant co-signer in my dad.