She mentioned the market for resale properties is super-hot in Madison right now, and she suggested I check out a certain planned community nearby.   

It seems you have done what can be done and now it's time to ask the question of where do you want to be in a few years when you recover.If you do a "strategic" bankruptcy (just a fancy way of saying starting over and doing better next time) you can be back in business debt free with bad credit and no creditors hounding you.

LOL I ran a profitable construction business for 3 years so I have project management experience.I have worked in the insurance industry in the past so I'm considering going that route.I want to really focus in Real Estate so I'm also considering getting my license so that way I can work in the same industry I'll be investing in.I also have over 12 years of customer service and banking experience. 

Additionally, the cost of living and conducting business is relatively lower in the midwest as well, all resulting in lower property prices and higher rental yields. 

Also remembered to play the long game, the entire southwest of the country will have no water soon and there will be mass migration to the Great Lakes bordering states.https://www.realtor.com/research/top-housing-markets-2024/ I don't like Toledo anymore.Too many out of state investors are here now making the market better than ever.It's frustrating growing the business so much.Preferred snail pace growth like when we first started hehe

Usually only business purpose mortgages (DSCR or debt service coverage ratio) or non-conventional (Non QM) permit the contract and closing to occur in the businesses name. 

Yeap, that's the plan.

With all this NAR lawsuit business going around, I think people believe that a real estate agent slaps the property on the MLS and that's it.

The construction financing is dependent on already owning the lots, so this funding to purchase the lots is the last hurdle.This builder grew up in the business and built homes in Kansas City for 30 years.

We manage 37 doors with that costs us a few dollars per door per month with no surcharge for ACH payments and we get next business day credit for those.