I heard somewhere that if a borrower puts more down such as 5% the 4 unit cap is extended.

But if you can borrow more than you can refinance, I wouldn't do it just to do it.

I'd wear out the phone trying to find that alternative, or a straight 15-year fixed, which might be a real toughie.The 5-year FHLB borrowing rate (for banks) is currently about 2.1%.

Good morning Randy, Borrowing money and filing a mortgage is no problem.

Plan on using HELOC & borrowing against 401k for funding Goal is to complete 3-4 flips in 2014I had a few questions:Any suggestions with out of state partnerships?

I am working with a big law firm to have a few borrows submit loan applications to major banks and see if the underwrites will take the bait and approve the borrows that cannot afford a home.

They have friends and family to borrow from, or they can try to get an advance on their salary.

You can look to borrow money from friends or family.

i think the biggest lesson is to never quit, when times are tough and nothing is happening re-group and find out where your going wrong, its like in think and grow rich, a man bought all this gold mining equipment and moved to Cali and he dug for what seemed like forever with out hitting the gold vain, so he sold his stuff to a local junk man for pennies on the dollar and the junk man hired a survey guy and he said dig 3 feet from where the man stopped digging and when the junk man did that he hit the biggest gold vain in history, so any new wholesaler out there reading this, never give up cause you could have stopped 3 feet from gold, NEVER GIVE UP punch through those obstacles and win.

Since I first found out about this site, I just couldnt stop reading and listening to the podcast, they were so informative!