She has not recieved any receipts as she did not want to jeopardize Marg's Social Security by showing rental receipts when she applied for the FHA loan.

More specifically, they are worried that the appraisers won't give full credit for the upgrades, and will not / may not look outside of the development to find comps (even though the others are less than a mile away).  

I agree with the poster above ... business with a concentration in Finance would be my first pick ... it applies well to RE, and it also "travels well" if you decide to initially pursue a job outside of RE ...

My only two options would be another HELOC or a fixed 15 yr equity loan at around 9% interest.Am I missing something or is it just my bank (Navy Federal Credit Union)Thanks,Mike

House Flippers Caused the US Housing Market Crash.It suggests that it was not subprime borrowers with bad credit who caused the crash, but investors, based on the fact that the great expansion of credit happened with people who had good to excellent credit.What do you think about this argument?  

We heard that a credit union or community bank is more likely to work with investors as they are more flexible.

I have good credit and have been on my job for 7 years.

So that type of asset you can have wild swings in vacancy and stunted rent growth on a down cycle.One of the the great things about commercial is set leases with steady increases with national credit tenants so you know what you are getting regardless of the cycle.

Applied his principles in a modified approach that worked for us.

3) If your credit score is already high, keep it that way.