You cannot change it mid-policy, only at renewal, so talk to your agent a few months before and make sure they get it right.  

If you have a no-blank-spaces policy on your rental app then you'll have this information on-hand.

We carry umbrella liability on the LLC and each property is added to the policy as they are purchased.Based on my prior business life, I understand very well that one should have liability insurance of at least the value of the assets being protected.However, past a certain size, say 10 properties, it seems prudent to create a second LLC, third LLC, etc, in order to keep liability spread out a little and to in effect, increase liability coverage.

I could potentially get workers to tear stuff out at $8/hr vs $30/hr.However, I've been wondering whether a general liability insurance policy would cover an injury related to one of these workers on the property.

Although in hindsight the long term advantage of having your plants flattened by American bombers meant that Germany and Japan had all new, high productivity plants by the '70s on while American plants (due to poor economic policy) were old and losing the productivity battle.The reason that China holds so much of our debt is simple.

You'll need a vacant house or builders risk policy.

Once we place a tenant we can change the policy and coverage.  

Joel has a complete transparency policy in everything he does and is completely down to earth and completely open to questions.

But while you still have only one roof and one insurance policy, you have multiple tenants, water heaters, AC, stoves, etc. so your maintenance is higher, too.

Most insurance policies cover 10% of the value of the house to "outbuildings."