Generally, two persons per bedroom is the norm across the country. 

I tend to get frustrated when I keep telling people that you can buy large multifamily with 0% down.

EXAMPLE: your wasp nestAlso, as you've learned, no one person is consistently going to your property and keeping tabs on it. 

This is to keep them accountable to their promise to pay.

I’ve been waffling over vacation destinations, being just one season and Uni’s with football teams, have been deep dive researching this for a couple of months and keep chasing different cities.

I am personally invested in @Chris Seveney's fund (and have invested a couple of times into it) if that says anything. 

Keep looking for opportunities and you’ll do fine.

Who is your real estate agent, broker, partner or person you team with?  

Wanting to weigh up my options on either keeping the tenant until their leases up in April or considering a tenant buyout.

Everyone knows the 3% or 4% balance transfer fee, but compare the fee to the interest you will pay over the same period with a traditional loan.If you have $10k in debt at an 8% interest rate with a traditional loan versus $10k of credit card debt with a 4% fee and keep both for a year (making minimal payments), you will pay less interest with the credit card.