I built my ADU through my own research and inputs here and the info here is so amazing!!!

Here are my options as I see them.1) Build up a separate capex reserve fundI have about 13k in savings and 25k in Roth IRA funds which I can withdraw tax free as a backup, but maybe I should build up a separate capex account since I don't have a designated one.2) Purchase another 2-4 familyI could use my 25k Roth funds as down payment on a 5th property that cash flows around $500/month and look to do a BRRRR.

Always appreciate this community and the support I receive here.  

We have saw some of the least amount of impact relative to the rest of the country in 2020 and 2008 just because the demand is so high here.

Hey Tom I have a lot of experience here in Pinellas County, currently managing about 65 units.I would recommend staying out of Tarpon as they are strict 30 night minimum rental, and the demand is not as high as Clearwater/St Pete which also have 30 night minimums. 

This shows that almost half of buyers still prefer the confidence and speed that cash offers bring to the table.Median Sale Price: Here’s some uplifting news—median sale prices climbed by 5.60%, reaching $659,999.

Real Estate market is similar to other market, which is unpredictable, nobody can predict the future clearly, And it is tied to other market to, positively or negatively.So the overall market may go up 20% next year, but here is where you need to distinguish be smart and being lucky.

I've house hacked twice here and it's completely changed my life. 

I'm new here and am eager to learn and maybe find a mentor.

I was sent the link yesterday and here it is:https://m.youtube.com/watch?