This allows hospitals to cut out the middle man, save money, while still paying nurses competitive travel rates.

Hey there, most lenders are only offering competitive DSCR products for 1-4 unit properties. 5+ is difficult nowadays.

It's not just about fair competition.

a lot of homeowners have low interest rates that they don't want to give up, and competition for good deals remains fierce.I listen to Steve Trang's "real estate disruptors" podcast and have found it interesting.

In DC, multis are very expensive and its very competitive.

It's a nonconforming loan program with competitive rates.

This again doesn't add competition to the affordable rental space, multi family complexes, 1-4 units etc.

Financials projections weren't that good but decided to build anyway to keep competition at bay.Worst financial decisions this year were:  A. 

Sometimes there is only so much you can do to the property to add so as a secondary acquisition goal we'll acquire locations that are key long term locations in strong markets that will have a competitive advantage in different market cycles even if the advantage isnt "pronounced," right at this moment (beach,lifestyle, transportation, education, path of progress, city initiatives for development, and etc areas).The active business, in your case (real estate agent) or lending can fund the investing into the future while you work on freeing yourself.The highest expense most people have is their housing expense so it makes sense to house hack early on in the game for many who have W2 jobs or are sole practitioners/gig workers.

Many people are also being laid off creating hyper competition for those positions.