So basically I'm gambling on appreciation, with crappy tenants, asbestos, etc. 

Or, am I just gambling with the appraisal fee and hoping for the best? 

The only lead I found was a web page saying "We no longer service any loans.

I have no worries about gambling my time over the higher probability it will close. 

Hello fellow Canadians, I had been investing in US mainly due to their good web infrastructures on finding deals and managing them through property managers. 

Buying your first property off of a web site with your IRA money sounds like a recipe for heartache.  

And even if you do, there is always a level of "gambling" involved when dealing with these properties.Disclaimer: While I’m an attorney licensed to practice in PA, I’m not your attorney.

My apologies if I've overlooked them.1) INDEPENDENT CONTRACTOR AGREEMENT2) FINAL SCOPE OF WORK3) PAYMENT SCHEDULE4) INSURANCE INDEMNIFICATION AGREEMENT5) FINAL & UNCONDITIONAL LIEN WAIVERI've found multiple samples across the web, but wanted to see if anyone has copies of these they swear by.I'm in Texas, so these docs have to conform to state statutes in regard to arbitration, etc.

@Armin Trepic my advice would be two fold. 1) Having a knowledge of the stock investing, I am assuming you have a risk tolerance level as well as ability to think long term (investing not gambling) .

The best rates are companies that don't have many branches and basically do their business online web based.