Most Ins Co's give discounts on the Premiums after a new roof is installed, even if just for a little while.BUT, if $ is an issue ... getting a "partial" roof shouldn't be a problem. 

Not often, but often enough to make a HUGE difference in my net worth, I have had offers accepted for 50% or less of market value and 30% (70%) discount to asking price.  

Where you can SAVE money - is by teaming up with one broker or lender and establish a mutually beneficial partnership of return business and maybe earn your self a return client discount.

I might came up with cash, but it has to be discounted.

I've learned to ignore some of the noise and many of the long time BP posters have helped me out tremendously.

There are several discount granite, cabinet and fixture places in NoVA and Baltimore but which one to use depends on your budget and timeline.

HI Sherrie, ADU's are generally a great return on investment..I'd double check the DSCR and FHA rates though...A DSCR cash out client was just quoted the high 7%'s to very low 8%'s and FHA have improved tremendously this past week...on purchase quote today FHA rates were in the high 5%'s..check in with @Joseph Chiofalo Good luck! 

The check book control package look attractive, at $1095 after a July 4th $200 discount :-) https://www.broadfinancial.com/self-directed-ira-plans-custodian-checkbook-control/I will need to set up one with pretax 401K , then another with after tax Roth IRA, so, want to make sure to control the expenses/cash flow of start up costs. 

The owner did not want to do them, but they were ok selling me the home at a discount so I could do the suggestions.

I personally did a double major in accounting and finance and while I do not practice accounting as a CPA or bookkeeper or anything it has helped me tremendously to navigate real estate and understand the tax code or where to find answers to tax questions.