I am not aware of anyone who solves problems in a lasting way without a cash-flow positive business.Competitors and other solutions will have to monetize, eventually, in one of the following ways:- Make money raising capital themselves, and therefore be another GP (Fund of Funds)- Make money raising capital for sponsors - Make money serving LPs by charging LPsThe free components of PassivePockets will be supported by advertising dollars from sponsors.

This can be a great solution but you need to fully understand what type of 2nd you're getting so you don't screw yourself down the road.

Outside we removed an old tree and trenched in the downspouts to the street. 

Any other solutions except for the $1000 "personal liability only insurance"? 

Even a tree falling on the property or fire would not be covered, if they found out you "broke" the policy agreement by using a landlord policy for a STR. 

Each time you consult a lawyer, you receive a different answer, and the subsequent lawyer may provide a completely different solution or, even worse, refute what the previous lawyers have said.One of the primary issues is their inherent biases.

If you want insurance bookings, submit your property to relocation companies like ALE Solutions and CRS Temporary Housing.

Immediately started making minor improvements, due to hurricane season decided to remove one tree and trim a huge oak tree at the other location. 

If it does not, there are only two solutions.  1) You could restate your operating agreement. 

So unfortunately, as you scale, finding creative solutions like my colleagues above have suggested will be the name of the game.