Whether you're a new investor or looking to scale your portfolio, qualifying for traditional loans can be a challenge—especially if your personal income doesn’t meet the strict requirements.That’s where Debt Service Coverage Ratio (DSCR) loans come in as a game-changing solution for real estate investors, providing an easier way to finance properties based on the property's cash flow rather than your personal income.What is a DSCR Loan in Real Estate Investing?

Are there any hard money lenders or alternative solutions that could help navigate this dilemma?

You have several solutions.

.- Negotiated Solutions: Worked with the seller's agent to determine whether the seller would address the violations or if you would need to assume responsibility, potentially negotiating a price reduction or credit at closing to cover repair costsWhy You Found Out LateThe fact that you discovered the POS violations only five days before closing suggests a lapse in communication or oversight.

The others above have offered several very practical solutions. 

Fast solutions have slow problems.

Ethan touched on the points you basically want to solve their problem and present yourself as a great solution.

Depreciation 27.5 years is a safe solution but I wonder if a tax pro can help me doing it right and save me some money?

Just the cost of move could be a solution for them.

This will save you on subscription costs.If you're still struggling with any of these topics I'm happy to workshop some solutions with you (for free).Hope you're doing well and best of luck!