My mortgage lender is telling me to simply install electric baseboard heat, and that will suffice as long as they're wall mounted and not portable.

A good credit score may not suffice; you need outstanding credit.I suspect any correction of average LTR rentals will not present most investors a buying opportunity. 

Should we create a "top level" LLC with the name we want to use or would a simple DBA suffice? 

If it's a $150K property and you can get $112K out by refinancing/HELOC would that suffice? 

Or does the standard "consult you advisors" clause in the offer letter suffice? 

Account ClosedThere are several considerations that can go into the analysis of whether you need an LLC or whether a large insurance policy will suffice.

Suffice it to say, it's all been work that costs many thousands of dollars per project.  

But there could always be circumstances where a hold of shorter than (or greater than) that would suffice. 

Structurally how could you connect a detached garage with a mother suite to single family structure in front to mitigate the additional interest rate due to the type of loan you have to have given this situation.Creating a breezeway to connect the two if touching does that suffice given fannie guidelines?

@Percy Matsunaga @Cameron RileyThere are several considerations that can go into the analysis of whether you need an LLC or whether a large insurance policy will suffice.