I reached out to RTR, they referred me to another contractor which gave me a bid that would increase the construction cost by 100K - or they offered to buy as is and I would take a 160K loss.It is terrible to fell this dumb!

To add, I have had little luck getting in contact with anyone there to find solutions.

I'm not the fair housing landlord expert but I'd probably steer away from referring to it as "veteran housing"Either way I can relate to your situation a little because I also own a house that is shared by multiple people.

Good morning Yosef, Here is a solution:1.

I refer to Sb13 and ab2533 as proof that the state legislature wants safe unpermitted units to be occupied.  

So, do they really want to hire a lawyer to try and fight you, and have their credit wrecked in the meantime and have a terrible landlord reference? 

So I would ask what you care the most about depending on the type of deals you do.I do think checking references and reviews is important as that's sometimes overlooked and some lenders are notorious for switch & baiting. 

@Itay Heled  I haven't but I know some people have mentioned ALE solutions.

When you say the suburbs, are you referring to Jackson, Plain, North Canton, etc?

I have sold two properties on seller finance, but I don't buy on seller finance, but I know a lot more about it than you do.Again, on the pocket listings, if you are referring to 10 units and up, I agree that it's not at 1/10.