Chase is I think the 4th largest lender - is that why they do that, to reduce volume to the cream of the crop?

Hi @diane S. have you had GSs willing to do a free walk-thru in giving you an estimate on a potential property in your experience?

Yeah, my options trades got creamed when they did a reverse split...Live and you learn :)Oil itself is a wildcard investment right now...but definitely have to be willing to go long for an undetermined amount of time 

Nothing better than taping a mirror to the kitchen cabinet by the sink so you can shave your face.

Original estimates worth was little over 100 got it in the low 80’s have 30 to put in but should lol get done for under 20I’m no professional yet obviously lol but calculating all the numbers including the $400 SBA loan payment we should have a pretty decent cash flow with using the low rent # which I believe we can get more.

What were you going to do, shave off bits of your gold bars and go buy milk?!

I’m in a few - Columbus Real Estate And Money, CREAM, and Central Ohio Investor Network, COIN.CREAM is Facebook group, and COIN is typically a once a month in-person meetup that’s been having Zoom meetings during COVID.

@Joshua W.I'd shave, include a picture, and talk about being handy and not afraid of a project instead of working in construction.

If it's been around for 6 months they will shave a lot more off.

Longer lasting thing shave longer depreciation schedules, things that need to be replaced all the time have shorter schedules.