In Oregon, how do I decide between renting and buying?

My primary residence is an apartment I rent in Brooklyn NY.

Numbers of cities restrict the number of days you can rent in short term.

Intentions are to rent the house out next year and find a new primary.

Once you go above $125k/unit you start to get into the high end areas that won't have very good rent/price ratios and are under the 1% rule mark for turnkey stuff.Neighborhood wise in the city the "East End" is where the most expensive real estate is since that's where the universities and a lot of the hospitals are located.

Quote from @Tyler Graber: So May 2023 I bought my first duplex and house hacked for a year now I rent out both units.

So overdue rent balance.Previous apartment.

I could probably rent the house as-is but I would hate for it to be an issue if there was ever a fire or something drastic.

I would take James' advice: ignroe the rent, deal with the unauthorized cat, and move forward.

Risks: rates go down and you have to pay a prepay of 2 or 3 %; you have to sell and pay the prepay; rents decline & you can't make the payment like any other type of loan; cost upfront a little more than conventional; need to find experienced broker licensed in the state where subject property sits; servicers are bulldogs.