If i lived in San Jose, the first RE investment that i would consider is a local property with an ADU that had distribution on the lot that would allow a profitable lot split.   

To establish a 50-50 ownership in both the property and future profits, you'll need a formal agreement outlining each person's contributions and rights.

.• Use some equity from the sale to make this transition smoother.I’m torn between maintaining our current home as an asset and buying  a new smaller house to use as a rental after we move back in versus simplifying and focusing on a single upgraded property Considering factors like market trends, potential equity growth, and quality of life, which path do you think would be most beneficial?

You have to make sure that whatever company you choose will maximize your profits. 

Finally got it straightened out and Newrez did waive the late fees because it should have been a seamless transition and was not.

Oh wait the profit margin is garbage too

And are the deals profitable?

It’s not just about the profit margin or the cap rate; it’s also about building trust in the community.

Budget carefully, prioritize high-ROI renovations, and adhere to strict timelines to maximize profitability.

Household Debt Rose by $184 Billion in Q1 2024; Delinquency Transition Rates Increased Across All Debt TypesMay 14, 2024