Biggerpockets Insights will be the quickest way I found to get fast and reliable rent prices.Some of the streamlined databases like Cozy, or BP insights will cost money but also save precious time when analyzing deals.Good luck!

I dont have jewelry and i put deductible a bit higher ( i am ensuring a worst case scenario, so up to 5% of the property value i accept as my risk).

But one unnamed L.A. businessman has taken this to the extreme, commissioning a custom mask worth $1.5 million from an Israeli jewelry company called Yvel.

I've also seen examples of lenders who don't have their procedures down and waste precious days not ordering appraisals, insurance or title, so I guess it goes both ways.  

They dismissed the case and told me she was already in contempt because she had not paid the fees owed for several precious filings and had also been told not to file again. 

In our area it is usually somewhere in the 30-40% range, and then if you have items that are high value such as jewelry, equipment, etc - you’d want to list them out specifically as that can skew the numbers.Your agent is right though -usually the only way to lower the Property Amount would to be to lower the Building Limit.Also, very common that Replacement Costs are much higher than appraised value.

@Precious Thompson Great question.

Precious metals and tax liens would be a few options. 

The government cares about maintaining its power, rewarding those whose bribes keep it in power, and precious little else. 

Not everyone has kids and or knows what it takes to have a precious 10 year old that their raising and want the absolute best for.