Originally posted by @Jim Witten:I tried searching on BP first.

I get involved in A LOT of side discussions (when a thread goes off the rails and away from the original post) on BiggerPockets.

Originally they said they would do anything and everything to get inflation at or below 2%.

So in order to estimate annual return do you subtract note purchase price, say 75k.. and then divide by years remaining 9.3 then take average annual gain and divide by original price of 75k?

And if so, as I'm paying down the original primary residence HELOC, in the future, can I use it again to purchase a rental investment?

If the original poster got crickets, he would know it was a waste of time.

Eventually we just decided on remodeling the bathroom where the original pipe damage was and leaving everything else be. 

We're doing 30 and even 40 year fixed using 80% of AIR DNA to calc DSCR. e  Alex, the quote on 30Y Fixed was 7.225% +2 origination pts, with 75% LTV, 5%-1% 5Y stepdown prepayment penalty.

In a real estate borrowing context it's most commonly used in construction and bridge debt originated by banks.  

We can originate in Tennessee and we have a lender that will allow seller financing up to 90% loan to value.