Typically owner occupied multi families are the best kept.

This marks the city’s largest office deal of 2024 and reinforces OpenAI's pivotal role in revitalizing the local office market.The company now occupies close to 1 million square feet of office space in the city, further cementing its commitment to in-person work and long-term growth.

In particular, they do not apply to a duplex that is owner occupied and the owner’s occupancy proceeds the tenant’s occupancy.  

While opinions may vary, I rely on data to help drive real estate decisions and planning.Key ConsiderationsEducational Attainment: 77008 boasts higher numbers of residents with bachelor's (12,241) and master's degrees (5,739) compared to 77063.Demographics: 77063 has a higher percentage of foreign-born residents (41.02%) which typically indicates a strong rental market and with 76.86% renter-occupied versus 32.60% in 77008.Economic Factors: Median income in 77008 is $140,609 with a low unemployment rate of 3.37%, whereas 77063 shows lower median income ($51,899), higher unemployment (9.99%), and more families below the poverty level (16.51%), which may indicate economic diversity but also potential rental payment risks​​.Age Distribution: 77008 has more middle-aged residents (35-54) [8970 compared to 6,115] and a slightly higher proportion of young adults (25-34) compared to 77063 but both are popular with younger adults suggesting strong rental markets equally exist.Housing Market: 77008 features a higher percentage of family households (52.39%) and married-couple families (44.77%), suggesting stability and potential for property appreciation.Digital Advertising Demand: Houston Heights apartments (77008): 50,000 average monthly searches.

I will need to get a loan on the property and given it's an investment (will not owner occupy) I'll need 80% down.

While a deed evidences their ownership, the TIC Agreement evidences their right to occupy.

Is this for an owner occupied loan? 

It is a 3 unit apartment with 2 units already being occupied.

Not owner occupied house hacks. 

Well I have a buyer who is looking for 30-70 units class b, 10% cap rate, 90% occupied.