What am I missing? 

Is there a question somewhere in there I missed?

There are a million things missing from this for anyone to even give you the smallest amount of advice on what to do.Where are you located?

What we don't have is mountains and I miss those.

I am using Baselane and looking for that missing piece

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

I went through demos of all of those, pulled together our evaluation criteria, etc. and then ended up choosing Hospitable (which we've been thrilled with).Thanks, that makes much more sense and frankly, is a relief (I started wondering if I was missing something, lol.) 

LIkely dodged a bullet on missing out on a New Western deal...

While 20% down improves cash flow by eliminating PMI, it delays entry into the market, potentially missing appreciation.

I could not be happier.The site does look a little old-school as others have referenced, but there is not a single piece of functionality missing that I wished it had.