And if you have a pattern of fixing and flipping then that demonstration of intent becomes even more difficult.  

:) The exact numbers vary, but we see this EXACT same pattern across all 3 dozen lenders we work with, every single refi boom. 

However, based on the data you have there could be a lot of use cases to streamline that process.A great resource for data is using an API, I like realtor API for information on multi-family properties - https://rapidapi.com/blog/best-real-estate-apis/.Benefits of ML:- Removes the manual effort of filtering and searching- Can find patterns in large sets of data- Adaptable to changing environments- Results in actionable insightsSome ML use cases:- Prediction - Identify a home's value price based on a dataset of comparables (similar to zillow's zestimate).

Lenders are pulling funding and going into holding pattern for a few weeks AT LEAST.

You see a similar pattern when you look at recent epedemics: MERS, SARS, Zica - they all left a significant dent in the S&P 500, while real estate did well. 

Hi Kevin,If it follows the same pattern as the last downturn, house prices will fall, people will Section 8 more homes, and more Section 8 will move from California to Las Vegas bringing an increase in violent crime with it.If that happens, expect another very large permanent increase in the violent crime rate.Good Luck!

I think its a great time to refinance and the market is strong; however, working from home and social isolation may slow things down and people may be in a holding pattern to see what will happen.     

@Mary Mitchell I'm sorry I'm trying to follow your thought pattern which I don't agree with but respected until you mentioned... 

The company sprayed right over top of the old formica in the kitchen, and cultured marble in the baths.

Question though...can you still give Pay or Quit notices, and file for eviction, but just be in a holding pattern?