One of the smarter recent strategies is the owner is living in the ADU and renting out both levels of the main house on AirBnb.I invest in the Bay Area and Indianapolis metro area (Class A suburb and Class C).

It does bring in some income outside of season as it is close to AC but it certainly makes over 80% in 3 main months.

Although the main county redemption website states 18%.

If cash flow is your main driver, not sure how well the Madison, WI market would stack up. 

I've mainly had my eyes on the Northshore area as well Revere, Malden, Saugus, etc. 

There has been a lot of great info shared already but here are the main themes you should consider with specific questions for each: Loan Terms and CostsWhat is the interest rate on the loan?

There’s a huge and badly needed street project coming over the next few years on the main drag in the near west part of town - W.

One of the main reasons for this is let's say the lender were to lend off a value that is tethered to how much the property can earn as an STR, and they're at 80% LTV let's say.

No W2 is required for DSCR Loans - one of the main benefits as its strictly no income verification for qualifying.

With just 5% down (yes, I paid PMI initially), we moved into the main bedroom, used the small first-floor room as my office, and rented out the other three bedrooms on Airbnb and Furnished Finder.