Some of my tenants have tenant insurance, some don't.My mandatory rental property insurance (I'm using Square One) includes $1M Premises Liability which covers personal injury cases where the injury was caused by some type of unsafe or defective condition on my rental property.

I am looking at Flipping to grow a Personal Injury settlement I'm going to be receiving.

I spent the first half of 2015 at a desk because of the injury, but it was doing marketing, communications, and systems development for a wonderful design-build firm that wins awards for their net zero homes.  

Plus if you found yourself being sued for a personal injury case or death of a tenant(s), you don't want the jury to use this to weigh in their evaluation of your character. 

I am not aware of a court ruling on this particular Code provision, but if I were a landlord I would not risk being on the wrong side of a “test case” where someone is injured badly.So, in the example above with an owner occupied two family with one common entrance and driveway, that lease provision would be illegal.Even if the tenant is responsible for snow removal under a legal lease provision, the landlord could still face personal injury liability for slip and falls on snow and ice under the SJC ruling.

Bankruptcy Does Not Discharge All DebtsBankruptcy typically does not discharge the following debts and obligations: AlimonyChild supportDebts from personal injury while driving intoxicatedDebts from willful and malicious injuries to person or propertyLoans obtained fraudulentlySome debts incurred in the six months prior to filing bankruptcyStudent loansTaxes4.

I am an attorney and I focus mainly on Personal Injury matters.

I can understand code violations or things that would cause harm or injury to someone but cosmetic things are also on the list.

If you're doing short-term corporate rentals, I could see tenants agreeing 0 guests.I see the benefit in limiting guests like you do too.More people = more wear and tear, more noise, more parking, more utilities, potential extra roommates or AIrnb rentals, more liability or more opportunity for injuries or mishaps, etc.

According to a study done by State Farm and the Insurance Information Institute the average cost of a dog related injury claim is $49,000.