You absolutely want that for rentals.But this sounds like some other sort of insurance that at least claims to cover tenant-induced problems like an eviction. 

Gifts from these sources are considered inducements to purchase, and must be subtracted from the sales price.4155.1 5.B.4.c Who May Not Provide a Gift

Then again, the Statute of Frauds requires that real estate contracts be in writing.That said, the wholesaler could still be sued for "fraud in the inducement", meaning that he entered into a contract without both the intent and the ability to perform to it.I'm not sure how a realtor got involved, but you can expect that he'll be looking for a commission.  

As stated, there HAS to be a discount to induce a buyer to put up with the uncertainty of this process.

The problem that creates is the cost associated with holding up the hillside.NavigateLA / Zimas won't tell you if you are in a landslide, only if you are in an earthquake induced landslide hazard zone.

FHA Financing;Single Family Residence or The rental units are an owner-occupied two (2), three (3) or four (4) unit property Maximum Basic Standard FinancingSingle - $271,050Duplex - $347,000Triplex - $419,425Fourplex - $521,250FHA Basic High Cost area limits are:Single - $625,500Duplex - $800,775Triplex - $967,950Fourplex - $1,202,925Financing for Hawaii, Alaska, Guam, Virgin Islands -Single - $938,250 Duplex - $1,201,150Triplex - $1,451,925Fourplex - $1,804,375Here is the site to search by county for the maximum financing. https://entp.hud.gov/idapp/html/hicostlook.cfmMaximum Financed Properties The maximum of four financed properties includes the subject property.Inducements to Purchase Certain expenses, paid by the seller and/or another interested third party, on behalf of the borrower, are considered “inducements to purchase” and result in a dollar for dollar reduction to the lesser of the sales price or appraised value of the property before applying the appropriate LTV factor.

I replaced a bad contactor in one of the condenser units in my house, and bad inducer fans in both furnaces.

While it has had LOTS of ulcer inducing moments, financially it has been so amazing.

Im not sure if I have anything to induce them to come with. 

The main reason being that factors that contributed to an increase in mortgage rates in the first place, such as wage-induced inflation and employment patterns, remain largely unchanged.