Either you find a partner who will supply money and do all the leg work or save money up.

It’s going to turn into supply and demand.

For us it varies by market but in our primary market 15% plus a small monthly fee to help cover software costs etc if it's a lower gross property.That's full service, host doesn't have to worry about anything and can forget the property even exists if they want to.We do have tiered services where it's 10% (w/ no or lower monthly fee) if the owner wants us to only do one side of it (either manage bookings but not guests/cleanings/maintenance, or vice versa).25-30% used to be more normal but that's legacy pricing now, for a couple of reasons.1) Of course margins are much thinner for owners now that revenue has generally come down across the board from the peak, while home prices and interest rates have risen alongside that.2) Probably even more important, a simple supply/demand equation, particular to the case of increased supply. 

I have been a global business developer in the world of construction equipment for the first half of my life's career and have watched Kubota take over the global excavator market country by country since the 90s against a field of 30+ competing brands by offering a product that costs 5% less, has a slightly better initial quality and about similar performance.

 - Virtually all travel in the area requires boating, which makes even the simplest supply runs complicated - and expensive.  

They may/will not even look at the refi of a cash property unless you supply the HUD from the purchase which you do not have cause you haven't closed the loan.I think if you pursue this you are heading toward headache land and you may possibly screw yourself. 

In which they dont even ask for SSN (I had to edit the application to supply that)?

There's still limited inventory (~1 month supply) and limited new permits.

@Kevin Farrell There is an electrical supply company that sells high quality electrical equipment including meters on EBay for a fraction of the price you would pay at a supply house.

Basement: If it's unfinished, it might be best to lock it off, use it for storage and cleaning supplies, and only provide access when guests need to use the washer and dryer.Size: 2/2 is enough space for most of the guest traffic there, especially if you can fit in a bunk bed.Well water: It's super common here.