Obviously, that's going to vary a bit by state, but a general framework would be helpful. 

I had a private appraisal done by an approved company I know this lender uses (this is an important detail because I can request the same appraiser within their framework to guarantee the same results).

This is fundamental and how you will develop a framework to analyze what deals are good and what deals are bad.

Several posters have commented on this issue within the framework of securitization and the secondary market.

My point in this was that the pharma company work within the framework of the capitalist system.

I'm starting to set up my framework in order to be able to buy my first Self Storage property in the next 3-5 years.

I'm currently developing the framework needed to develop secure applications in this environment where I will be automating my entire business. 

Utilities costs (Gas, Electric, Water) for the past 6 monthsThis part of your motivated seller questionnaire gives you the information with which you'll be able to decide whether the property needs a short sale, whether seller financing is an option, and how to structure a deal or an offer that can work for both you and the homeowner.You'll also need this information to properly market the house to your investment property buyers.If you're a new real estate investor, I hope you arm yourself with the information on this page to work out win-win-win solutions for your sellers, your buyers and yourself.Motivated Seller Questionnaire Red FlagsThe power of the motivated seller questionnaire is that it helps guide your interview process, and gives you a framework to make the screening as conversational as possible (In other words, it's a script, without the mechanical sounding words and phrases).It helps you in the 4 following ways: Avoid Outright deception by prospective property sellersProperly screen your inbound leads for seller motivationHelps screen out irritable, irrational, potentially psychotic people you should never, ever deal withHelps you build rapport with target ideal candidatesSupplies information to help structure your dealsAvoiding Outright DeceptionI've had a property owner tell me "..All the house needs is less than $5,000 dollars in repairs, and it's ready..." on a house that clearly needed so much work ($35,000 to $40,000 dollars) that no buyer or agent had ever called him back.Better Motivated seller screeningBeing a successful real estate wholesaler is a matter of alignment.

Regardless if you are solely an investor or do decide to become an agent you are essentially running a business which requires book keeping, expense tracking, marketing and countless other tasks that I am certain a degree could help to build the framework for. 

Let's say you take out $100K at 5%, that is $5K extra interest you will have to pay, but if you are a smart buyer you should be able to get 15-20% on your new investments, putting $10-15K in your pocket every year.3) The easiest way to ease into this new framework would be to get a HELOC and use it to buy a few properties.