Hi Sushil,My firm does portfolio loans, and if you fit the criteria, we may be able to assist.

They book initial call to see if you are a good fit, well I will say everyone is great fit who wants to pay them money.

Of course, to complicate matters (and here starts my dilemma), I am also rebuilding on my primary residence.

I can give you a crash course on the good, the bad and the ugly of Binghamton.Binghamton is something of a unicorn market at the moment; it's a rust belt city with a history of low incomes and low property values.

Hey @Trey Holloway, there are products out there that fit the 10% down model, but you will have to hunt for one.I don't agree with @Jaycee Greene that banks don't finance STRs.

Further, I as a matter of course, place a “friendly” lien on all properties I buy for cash, so there was little equity in the condo.  

This will fit your budget.

It was written before the days of YouTube, so it's not full of the common nonsense where authors sell a course, send you to their website for downloads, or write a follow-up with additional "secrets" they forgot to put in the first book.Long-Distance Real Estate Investing by David Greene was another good one.

Two sides of course, as a home buyer you need to do what's best for you and if anyone (us included) can't give you that then we would be the first to tell you. 

Best course of action here is to make a WY Umbrella LLC that owns the CA and any future LLCs.2.