This is almost our newest building (built in the 60s)... this vintage of building was not built as well as some of our older properties.

I dont answer a text unless its my wife.. or children or grandchildren.. no business is done over text.2. pretty standard for guys that are shot gunning.. say and do what ever it is to get into contract.3. they prey on unsophisticated sellers by and large.. 4. all sorts of these guys trolling BP not only on the wholesaler side but Faux lenders... so be careful with anyone that comes from any type of media except for real estate brokers through MLS..  

Smaller cities "vintage" areas are often not desirable. 

In any transaction, there are 3 factors that define the risk profile: Location, Vintage, and amount of Value-add.

.- Personal Articles: Coverage for belongings that have a special or collectors value   such as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)     It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence- Claim history

We sold the property and bought early 1980's vintage townhouses with the proceeds.  

This could include land, a car, a boat, jewelry or valuable collectibles.

Apologies in advance for any BP forum faux pas I may inadvertently commit.I am new to real estate investing and my goal is to invest in my first property in 2019.

I have looked at their site is pretty infected with not ready for prime time FAUX lenders and others that are big time wasters. 

I make sure oven and fridge are cleaned up good and that's about it.As for personal belongings, anything real valuable like jewelry or something, we either take with us or stash it somewhere in the garage or something.