They have seen, and they know I am telling the truth...and 90% of them are not even in the note business, just real estate in general.Sorry that you are skeptical, but this business is a risk reward business, especially on the NPN side, and if you take a calculated risk based on significantly good due diligence, the reward DOES EXIST....I never said everyone can do it, but I have.I really am glad to show you, that way you won't need to feel like I don't deserve the benefit of the doubt.

We budgeted $100k and that’s our goal but have extra just in case something pops up so this $120k is a high number.

Quote from @Zachary Ware: A PadSplit can be very heavy in CF but be careful if you are renovating a house and adding extra rooms.

Also <most times> adding a extra bedroom but not adding sq ft doesn’t help much on ARV specially currently being under 1,500sq ft.

Property was more disgusting than we anticipated and we had to put extra money into deeper cleaning.

Because interest rates are high right now it probably doesn’t make sense to pull extra cash just to stick it in a bank account.

Property was more disgusting than we anticipated and we had to put extra money into deeper cleaning.

First, don't use REI Reply, it's just a white-labelled/private-agency version of GoHighLevel (the actual provider of the CRM) that they just mark up and charge you extra for everything you do (every text, email, etc is 2-10x more expensive than just linking twilio/mailgun to your GHL account, etc).With that out of the way, you can get to making workflows.

There is some truth to that, but that rhetoric largely came out of a massively long bull market with historically low rates.

Just pick a route, get extra liability and focus on growing.