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Results (10,000+)
Timothy Holden Has anyone used builder banc?
4 December 2024 | 37 replies
To Samia & the BiggerPockets Community,I have made every effort to resolve this situation amicably, but the other party has been consistently unreasonable and uncompromising.
Federico Lombardo Super Early Days
2 December 2024 | 8 replies
Wealth is built slowly over time, with consistent discipline.
Nate O. My 13-Year-Old son wants to learn real estate — What next?
5 December 2024 | 19 replies
It is a very beginner-friendly, pragmatic guide to good financial practices
Ben Berg First Time Buyer with house hack!
3 December 2024 | 10 replies
Would give me practice to rent it once I move out etc. 
Adrian Henning Is there still interest in Rooming Houses as a STR?
27 November 2024 | 3 replies
Padsplit is a topic of discussion also (STR room rentals), but I think LTR's are a little more consistent with income and a bit less work.
Dana Wilkie New Here and I Have Questions
4 December 2024 | 7 replies
Maybe a family in your area has a relative that would like to rent nearby but who doesn't think now is a good time to buy in this current housing market.You might even find someone who likes to target practice if that's a safe activity in your area. 
Guenevere F. Is $23k Liquid Reasonable to Start Section 8 Investing in OH?
6 December 2024 | 27 replies
Go down to the bone as long as you have consistent income.
Craig Salzer Norada Capital Management notes
1 December 2024 | 68 replies
Patience, I believe, may be the best practice to recover principal.
Robert Quiroz Buying with cash vs financing
2 December 2024 | 33 replies
Here’s what I recommend:Cash Investments:No Debt, No Stress: With cash, you avoid third-party control and loan vetting, giving you full control of returns.Equity Builders: Partnering with builders often reduces your property entry cost by up to 20% below market value.Consistent 10% Returns: With an all-cash approach, achieving 10% ROI is realistic and efficient.Financing Strategy:If cash isn’t feasible, consider a balanced financing model:40-50% Down Payment: Keep leverage manageable while maximizing returns.Lower Debt Exposure: A conservative loan-to-value ratio (LTV) reduces risks and keeps returns stable.Work with a Builder: Collaboration with builders can lower acquisition costs and increase your ROI.Key Takeaways:If possible, prioritize cash for simplicity, control, and consistent returns.Financing can work well with a disciplined approach to debt and a strong underwriting process.Partnering with builders offers opportunities to reduce costs and enhance your portfolio’s profitability. 
Sebastian Tamburro New Investor looking to break into the foreclosure market
2 December 2024 | 2 replies
What are the best practices for quickly securing reliable tenants and ensuring positive cash flow, especially for someone new to this?