Your first step is to contact a savvy CPA.You, as a Member of an LLC, by virtue of the LLC records provisions in the LLC law, have as much disclosure access, and more, than a shareholder of a public company.  

Usually when I close on a house, the insurance company sends out somebody to do a visual inspection.

Hi @Chantelle Lewis - We run a boutique STR/MTR Management company here in LA.

Gifting equity in a house may be more trouble than it is worth if you are not near the life-time exclusion1) Potentially having to get the property appraised everytime an equity is gifted2) Having a title company update the title every time3) Exemption of the gift tax return is normally for cash gifts below the annual gift tax exclusion, you may still need to file if you gift non-cash4) If there is partial ownership over several years, having to properly pro-rate certain items such as real estate taxes, mortgage interest and rental income if the property is a rentalBest of luck 

I'm going to ask my insurance company.

Total waste of time company.

Large syndication company, higher fees than most other syndicators.

I, too, went online today and found a bunch of scam warnings about the company.

Can you explain how your company solves the partial note issue? 

It might have been bound but many insurance companies have put those new policies on hold if the purchase has not happened due to the disaster and letting the mortgagee(lender) know that the policy is on hold.