Some HOAs might carry insurance for "loss of income" due to such situations, but it’s not guaranteed across the board.

There are no secret negotiating tricks, low ball offers with love letters, or highly intelligent investors from afar that can win bids due to awesome use of language. 

Example - sold a retail/ service center for $1,750,000 with a $1,300,000 note I carried back at 10% interest.

I'm currently working on scaling up quickly through purchasing large SFR portfolios and/or apartments, and I'm in preliminary talks with a few sellers willing to carry back a seller 2nd note of 20-30% (i.e. the down payment).I'm looking for a lender that will move forward in financing the initial 70-80%, in 1st position, alongside a seller 2nd of the remaining 20-30%, totaling 100% CLTV.

One way to save on the negative carry is to delay the purchase until the very end of permitting.

If I were doing it I would address the things I want in a letter of intent, non binding.

Additionally, they may include a carried interest or promote structure on the back end, which serves as an incentive or commission if they exceed performance expectations.Limited partners (LPs), on the other hand, simply invest capital and remain on the sidelines.

It happens in housing and employment, regardless of the letter of the law. 

So, carrying on here... 

If the seller can offer a 15% Seller carry in 2nd position, this is doable.Happy to connect!