It’s like trading baseball cards back in middle school.. you get the shiny new card you’ve had your eye on, and you don’t pay a dime until you finally decide to sell and pocket the profits.

Like much of real estate, it looks a whole lot better on a spreadsheet than it does in real life.It works at scale or with a lot of experience, but you are kind of building a house of cards needing everything to go right in the beginning. 

The wild card is RISK.... if you pay off your primary, there is no risk Use it to buy rentals or other investments, comes with some risk.

I seem to remember that I didn't even have a business card until then either.You are VERY late to the game to be making these decisions. 

Just curious why you're looking at those two banks for credit cards?

I have found several vacant lots in my local area that I am interested in.  I have the information I need to send letters to the owners of said lots.  My problem is that I am unsure of what to write. Do I send a one p...

Take control of the situation yourself, and if you want her out, then give proper legal notice.  

The water may be backing up from another fixture that is not draining properly.

That's a house of cards ready to fall down fast. 

When you are small, there really isn't many concerns other than not knowing how to manage the properties properly.