As a new real estate investor you have to establish some business goals, if you want to treat it as a business and not a hobby.  

Our fire insurance is painful now and we were required to go on the fair plan.

Quote from @Kristin Vegas: @Nathan Gesner thanks for taking the time to respond, i do have a question: i own 2 homes and one of them now is vacant, the tenant moved out and march will be 3 months of vacancy. the tenant moved out december 31 and the management handy man finished the respair almost the end of January. nothing major just paint the wall and some carpert cleaning. so far i received 2 applications but it was denied because they didn't feet the criteria, because these applications the management guy which is the owner of his company as well said that there were more applicants but he didn't even bother to send it to me because those applicants had bad criminal records. last week he said there was. more applications and he was going to check it but i haven't had any responses from it. today i called him to ask qbout those applications and he sounded a bit upset and said that he was gonna check it today, same thing he told me last week, i also asked his helper and she said that he was the one encharged of my rental. everytime i call him he sound busy. he seems to be all over the place and sometimes i think that he is just not taking the time with my property. also last week i told him that if he could pls change the description of my property online and to add that i accept section 8 tenants and he said ok but still hasn't happen because i check the description and is still the same as it was, i'm new in this and any tip i will appreciate it 🙏 What is the market like where the rental is? 

If you used them to purchase another rental/ use for another business endeavor...the process starts over. 

I'm having a hard time trying to find a bank that I can open a business account with online.

It takes capital to do this business and if you don't have it I wouldn't suggest throwing it into a marketing machine for wholesale deals.

Just need to put a plan in motion

Quote from @La Toya Flowers Butler: I'm a newbie to real estate investing, looking to learn, cultivate business relationships, and invest!  

--> This is my plan.

I hope you’ve been able to meet some great people and learn more about this beautiful business.