Plus, even in that extreme circumstance, by fixing things timely it prevents additional damage and completes repairs BEFORE the unit is vacant making it faster to be rent ready for the next tenant. 7.

Makes it very hard to do multiple at a time, you could utilize a wide variety of loan options to scale faster but I wouldn’t recommend going max leverage on them.

Why not take a Heloc of like 100k and use that as your bankroll and then use Hard Money to fund 80% - 85% of the deals. 

Invested in basic index funds and paid down my mortgage faster than required (11 years off the mortgage by year 6).

Good stuff - you are pretty spot on - technically people max out under conventional loans at 10 - but oftentimes its with fewer properties as people run into hurdles before hitting 10, some of which you mention - wanting to diversify strategies, multifamilies, needing LLCs etc.I think you are on the right track for DSCR Loans - I always say that DSCR is really perfect for people in the 5-50 property range - typically conventional is the best fit with your first few, and then when ready to make the "jump" to scaling bigger and faster - DSCR is the best bet.

Financial freedom requires:Your rental income must increase faster than inflation so you will have enough money to cover inflated costs in the future.

Because you are literally guessing at market rent and the PM will…1) keep your application and denial process legal2) advertise, screen and place the new tenant faster and better3) probably save you more money than they cost you. 

I suspect you would go much further, faster, if you take on the tasks that add the greatest value. 

Are you saying you think they will continue to drop under Trump like they have under Biden, or drop even faster?

If you want the job done faster and for less money , have as little stuff in the house and have 2 or 3 rooms empty to work on . 12 to 18 months is a long time for a cosmetic rehab .