Every tax season, I see people unintentionally overpaying the IRS.

If yes, then the other partners can just do a JV agreement internally which you can record at closing that allows you to still “partner” up on it but allowing the lender to still be protected if anything goes wrong with the deal or people borrowing. 

Most people assume that house hacking means living in a 2 bedroom 1 bath duplex.

Then I work with a local insurance broker give them a valuation of the property, explain that the property is being rented and by how many people.

The feedback I've received from people is that the legal side tends to be excellent. 

I do not know how they are handling new customers verse the Midland existing customers.Regarding the customer service it seems the people I dealt with are still employed and only my "personal rep" as it were, was promoted and another took her place.

I'm in a small town so the people aspect is a huge consideration. 

a lot of people will poo poo this, but I also live in a market where cash flow is low, property taxes are high and properties are expensive (which is a relative term).

You need a license if you're going to manage other people's properties.

There are people on here (BP) that say "you don't need to pay for education".Well, not only are they wrong!