Returns aren't great, but they're better than a Treasury bond even without factoring in rent appreciation and potential tax benefits.

Rental property at 15yrs w/ 30 yr VA mtg, 4.6% int now (adj arm, for 10 yrs was under 3%-connected to yr treasury up for renewal July will probably go down 1% ) 200 monthly income, Suggest to sell, refi cash, 15yr or leave as is? 

The central bank has already purchased over $2 trillion of Treasurys and MBS since mid-March.

That is a Treasury function. 

It also seems unlikely the 10 Year Treasury rates will creep up significantly all on their own.My biggest concern is the potential regulatory burden we are facing.

To protect your privacy, do NOT send supporting documentation with your application, especially medical information.You have been diagnosed with the virus SARS–CoV–2 or with coronavirus disease 2019 (COVID–19) by a test approved by the Centers for Disease Control and Prevention.Your spouse or dependent (as defined in section 152 of the Internal Revenue Code of 1986) has been diagnosed with such virus or disease by such a test.You are experiencing adverse financial consequences as a result of being quarantined, being furloughed or laid off or having work hours reduced due to such virus or disease, being unable to work due to lack of child care due to such virus or disease, closing or reducing hours of a business owned or operated by the individual due to such virus or disease, or other factors as determined by the Secretary of the Treasury (or the Secretary's delegate).Increased maximum loan amountThe maximum loan amount on a general purpose loan is increased from $50,000 to $100,000, and the portion of your available balance you can borrow is raised from 50% to 100%.

In the commercial real estate space our debt is based on 10 Year Treasury rates, which are also at exceptional lows right now. 

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

The 5-year Treasury-indexed hybrid adjustable-rate mortgage dipped one basis point to 3.09%.

The stock market is and has been artificially propped up by the Fed and Treasury and they will continue to do so.