I've put 4000+ miles on the truck in the past two weeks (and more last winter) driving the western US and window shopping many towns and markets.

I shopped around and Mutual of Omaha blew everyone out of the water in terms of points and fees.

We’re getting a small shopping center installed supposedly by the end of the year (Marshall’s, Tractor Supply, Grocery Outlet) plus investments in a second “downtown” strip. 

All around Jackson, Conway and North Conway you can find some great SFR's, Townhomes, and smaller cottages that get a lot of traffic 365.You have 5 main Mountains to Ski/Snowboard/Tube plus lodges all in that area as well as a great off the beaten path town filled with coffee shops, Bars, Restaurants, Ski shops, Outlets, Mall, and a  Main train station that goes all the way up into the White Mountains. 

For example you buy a hip drive-thru coffee shop based on them paying $50/ft in rent for 10 years.

I've been shopping around with no luck.

I've used my smartmove and liked...now use hemlane.com which is a pretty great software for small landlords...their tenant screen is pretty robust and we OF COURSE COLLECT SSN and DL.Tenants are crazy crafty using photo shop on paystubs and pictures so you are approaching this the right way! 

that's a great coffee shop, I'll have to join when I'm back in town.

Calculator only favors 1 person in my experience... only way to be fair is price check the materials and look at labor numbers basically kinda gotta train yourself to be a gc calculate it on your own and shop gcs till one fits your #  

Plumber versus bagel shop.