Also, if they use net income, you have to prove solvency (take basically a quick ratio or measure of current assets to current liabilities). 

It hit my area pretty hard last year and most attorneys and title companies have taken measures to prevent it.

However, most of the programs are not mandated or allowed to respond by providing control measures.

One measure of lending /borrowing risk is debt service coverage ratio. 

For anyone wondering how they determined these rankings, the full article is here:https://wallethub.com/edu/best-cities-for-renters/...Quality of Life – Total Points: 40City Satisfaction Ranking: Full Weight (~5.71 Points)Job Market: Full Weight (~5.71 Points)Note: This metric is based on WalletHub’s “Best & Worst Cities for Jobs” ranking.Driver-Friendliness: Half Weight (~2.86 Points)Note: This metric is based on WalletHub’s “Best & Worst Cities to Drive in” ranking.Recreation-Friendliness: Full Weight (~5.71 Points)Note: This metric is based on WalletHub’s “Best & Worst Cities for Recreation” ranking.Weather: Half Weight (~2.86 Points)Note: This metric is based on WalletHub’s “Cities with the Best & Worst Weather” ranking.Quality of Public School System: Half Weight (~2.86 Points)Note: This metric is based on GreatSchools.org’s ratings of U.S. public school systems.Safety: Double Weight (~11.43 Points)Note: This metric measures the violent- and property-crime rates.Presence of State Bedbug Laws: Half Weight (~2.86 Points)Note: This binary metric measures the presence or absence of bedbug laws in the state.

also need to get you out here on the West coast were the trout are measured in pounds not inch's  :)  

Also many old tools in walls over the years; usually tape measures (old fashioned kind that fold out like rulers), planers, levels, flat bars, crow bars, nailsets, hammers and such.

At the signing the investors asked if they could take a look to make measurements in the property, and I said that was okay.

And 36 Other Key Financial Measures by Frank Gallinelli (This one really gets into the numbers.

We didn’t know until We started doing some measuring we thought this whole time the fence was the end of our property line and it isn’t.