Tired landlords and conventional loans weren't available.   

Each persons ability to take advantage of opportunities and/or incentives will be unique.Overall you want the find the highest and best use of your cash that delivers the fastest return.If applicable to an owner occupant purchase, the best use of funds would be to accomplish getting down payment assistance, utilize a 203k or HomeStyle loan (to force the equity), and to house hack.

The interest rate on a HELOC or Heloan may be better than the personal loan. 

Thank you.I've personally bought and sold over 15 properties, was a Realtor in Texas for 5 years, and a loan originator for almost 10.

I read that one of the requirements for getting your second FHA loan is having a change in family size.

Kieran, the best bet here is to refinance with a DSCR loan.

I'm learning more about loans and such as I used the VA.

Fannie/Freddie (Conventional) loans aren't just about rate and transfer taxes. 

.- Collect Tax Certificate to verify Property Taxes are Paid- Get a current statement from the seller to verify the existing balance, if they are delinquent, you can get the bank on the phone to verify the amount to make the loan current.- Review the loan documents, there is most likely a due on sale clause, which is why you won't find a title company to process these for you.

He made his own mom get a loan?