If not, this is a sign to be doing that.

And it was a pain because guests kept signing out to use their own.So we just cancelled all services and we state on the listing that guests need to provide their logins for apps.I know we'll have issues with older guests.

I signed up for a 7 day free trial to try out the tools, but I forgot to cancel on time.

Does she have to sign the payment agreement for it to be enforceable?

U know when the settlement statement comes in there maybe 1 point but 5k in junk fee's that are disclosed until basically the day of signing as they are not legally bound to disclose all their fee's up front like a NMLS state licensed owner occ loan.

Will he co-sign on loans from banks or private lenders, or will he just say, call 15 banks?

Sometimes they find a renter that will sign a lease for a high amount only for the renter to default leaving the owner eating the vacancy. 

I would also note your mention of not wanting liability, but offering to "co-sign".

I never heard back, but all 7 clients apart from the “whale” client re-signed with me.

DSCR will not work as they are business-purpose loans and you will have to sign an affidavit of commercial use.