Using any of the above should give you enough info to structure your offer - however, once you have it under contract pay the $85 to get a valid desktop appraisal or BPO.

PC

I doubt that I will EVER buy another PC, especially when we can run XP/Vista on a virtual computer via Fusion if need be.

This includes your pc, internet, cell, untraceable number, fax (or efax), office supplies, marketing supplies (bandit signs, biz cards, etc, etc), marketing efforts (classifieds, mailers, online ads, etc, etc).

The wealth of knowledge you have provided here is certainly a generous gift.Years ago I studied for the real estate broker's exam but decided against going into the field - not that the knowledge hasn't served me well over that time.During the last 30 years I have been deeply involved in high tech, primarily the PC industry, including a couple of decades running my own business selling and servicing computers, ran an ISP and have worked my way up to industry spokesperson in that field.Now I am looking to widen my horizons, even though I am not kidding myself into thinking this is "easy money" or that I will jump into this full time right away.Specifically, I am interested in applying my high tech skills to this field, finding both traditional and innovative ways to leverage my abilities to market properties, starting out on the lower end of the spectrum and working up from there.I look forward to exploring any opportunities that I may be offered, working with as many people as I can effectively service, learning everything I can, and teaching if I am fortunate enough to be able to.Again, thank you for providing this opportunity,Ken

I think they need to pair down that rally mentallity in these PC's.

does anyone have any recommendations on skype phones that DO NOT require PC to be on?

So, I've been looking for a way to beam video from my PC, to my flatscreen.

Yes, two of the portfolio lenders that I am able to lend funds through will lend on up to 10 investment properties and they do underwrite based upon FNMA underwriting standards (automated Desktop Originator findings).

If you do decide to go the HM route (and I agree that a traditional bank/loan should be sought out first)Be sure - and I mean extra sure you can get a refi - and not just some pre-approval letter - make sure someone looks at your actual bank statements / pay stubs / tax returns etc....all of it.Also - I would pay for at least a desktop appraisal and I would study the comps (or have the appraiser chat with you about it) and see what kind of volume is happening in this area.While I have never had a HML for more then 60 days if your going to keep that cash for longer you need to be sure the comps will be there to support it - if your looking 6 months out understand your taking a risk - what if there are no comps?