It’s a low-risk entry into real estate with built-in cash flow potential.

As others have suggested, you could get a conventional or FHA loan if you want lower down payment options.

You'll want to make sure it cash flows each month.

You have to make payments on the borrowed funds, which is then deducted from the money you are making on the investment.

Sadly, it seems that cash flow on long term rentals with 20% down just does not exist in most desirable locations.

I know I can't have it all but looking for a stable appreciating with some cash flow and a turnkey SFH.

If so and the monthly payment isn't too bad then you're still moving the needle forward if your main goal is wealth generation and not just cash flow. 

.💰 The Cash Flow ConnectionThink about it - both investments are essentially money-making machines.

The strategy I'm following for my first house hack is to acquire a multifamily property (duplex, triplex, quadplex) or SFH w/ an ADU (or potential for an ADU) as I am mainly looking to simultaneously acquire my first property and subsidize my mortgage payment.

I personally walked and researched every property prior to investing to understand what I was buying, what could be done to add value and what I should expect in cash flow and appreciation.Learning what makes a good investment for you is absolutely necessary.